BROKER COMPENSATION DISCLOSURE

You are a valued client, and we pride ourselves on providing you with the best service possible.

As an Independent Insurance Broker, we offer you competitive pricing by researching and identifying the coverages that best meet your needs.

Commission: Our firm does not charge a fee for placing or reviewing your policy. We are paid a commission from the insurer that is part of, not added to, your premiums. The amount of commission earned is according to the standard commission schedule established by each insurer we work with.

Client Fees: We do not charge you any fee for the placement of your policy, and we are compensated by the insurer in the manner described generally above. However, we may charge fees, previously disclosed to you (such as billing fees), for certain professional services not including the placement of your policy.

Scope of Services: Our brokerage works with a multitude of competing insurers, and we will attempt to obtain quotes from the insurers that we believe to be suitable based on the preferences and needs that you have communicated to us. However, we cannot obtain quotes from all insurers with products suiting your needs. We will attempt to answer any questions you may have regarding the quotes, insurers, or policies that we obtain. Be aware that you make the final decision on which insurance product and coverage amount you need and will purchase.

Additional Information: For more information or answers to any questions about our services, fees, or compensation, please contact us at 1-800-908-3605 or contact@spearpoint.info

Thank you for choosing us to serve you regarding your insurance needs. We value your trust. Please let us know if there is anything we can do to serve you better!